HighTechMortgage PH (HTM) provides specialized advisory and orchestration for the fractionalization of high-value commercial assets. Led by a veteran with over 32 years of institutional mortgage experience, we transform illiquid real estate into programmable, global-ready digital assets.
Core Consulting Competencies
1. Institutional Underwriting & Debt Structuring
We bring 30+ years of US-standard rigor to the Manila commercial market.
- Precision Analysis: NOI, DSCR, and LTV sensitivity modeling for land development and commercial acquisitions.
- Capital Sourcing: Accessing diverse lending pools and institutional debt instruments beyond traditional bank financing.
2. Real Estate Tokenization Strategy (RWA)
We guide developers through the end-to-end lifecycle of digitizing property equity.
- On-Chain Architecture: Designing tokenomics on the XRP Ledger (XRPL) for 24/7 liquidity and borderless access.
- Secondary Market Readiness: Structuring assets for eventual listing on regulated Alternative Trading Systems (ATS).
3. Digital Asset Custody & Compliance
Ensuring institutional-grade security for digital wealth.
- Self-Custody Advisory: Expert configuration of cold-storage solutions (Ledger Nano X/S) for high-volume transactions.
- Source of Wealth (SOW) Verification: Comprehensive documentation for crypto-affluent clients seeking traditional banking relationships.
The HTM Competitive Advantage
- The 32-Year Legacy: Founded on the history of Action Residential Mortgage (est. 1994). We speak the language of the bank and the developer.
- Local Presence, Global Standard: Headquartered in the Marco Polo Ortigas, bringing Silicon Valley-style FinTech innovation to the heart of Pasig City.
- Mission-Driven: Committed to a James 1:27 mandate, ensuring our professional success fuels humanitarian impact in the Philippines and beyond.
Leadership & Contact
Rich Young
President & Lead Broker
Licensed California Real Estate & Mortgage Broker
Suite 1917, Marco Polo Ortigas
Meralco Ave & Sapphire Rd
Pasig City
Website:
www.hightechmortgage.com
Email:
rich@hightechmortgage.com
WhatsApp:
+63 [Your PI Number]
+1 [Your US Number]